MARINE & LEISURE

Specialist schemes and a range of tailored products for the Pleasure Craft Marine,
Touring and Static Caravans, Park Homes and UK & EU Holiday Homes

 

+44 (0)3454 565758

leisure@kgmus.co.uk

 


BROKER LOGINExisting Marine & Leisure Brokers click the link to access your online portal


About Marine & Leisure

We work closely with brokers and other dedicated personal lines intermediaries to provide products designed specifically for a range of distribution channels and client needs.

For pleasure craft brokers with volume accounts and specialist knowledge we can offer binder facilities. We also underwrite via our online portal, which provides:

– Real time quotes
– Online fulfilment, including the ability to download and print quotes and policy documents
– A statement of fact
– Online mid-term adjustments and renewals
– Online referrals for non-standard, high value or specialist risks

The team has over 30 years experience in the leisure sector and over 40 years in the marine sector with a keen sailor at the helm, our detailed industry knowledge allows us to understand our clients and develop cover tailored specifically for their needs.

 


 

Pleasure Craft Marine

Sail your customers into safe harbour, knowing their vessel is protected at all times, with our competitive and comprehensive policies.

Full online solutions are available for all types of pleasure craft.

Key features

– £3 million liability limit as standard and £5million as standard for sailing dinghies/catamarans
– £1 million liability limit for Water skiing and towing of toys (up to 2 people toys only excludes bananas)
– No Excess on Liability Claims
– The Excess is not doubled on underwater damage claims
– Maximum NCD of 5 years (25%) which can be protected & can NCD match on second boat
– Automatically covers transit on craft up to 30ft (9M)

Optional extras:

– Legal Expenses provided by ARC Legal
– Automatic in commission cover extension of 15 days (up to November 1st only)
– Includes Personal Accident – Death benefit £20 000 for persons aged under 76 and medical expenses up to £1000
– Automatically includes racing cover for dinghies & up to 30 days use in Europe and Eire
– Marina benefits including if the craft is ashore at the same location

Policy Documents: (click on document name to open)

Pleasurecraft Policy Wording
Pleasurecraft Keyfacts
Pleasurecraft Product Information

Livaboard Policy Wording
Livaboard Keyfacts
Livaboard Product Information

Pleasurecraft Legal Protection Policy Wording
Pleasurecraft Legal Protection Keyfacts

Livaboard Legal Protection Policy Wording
Livaboard Legal Protection Keyfacts


Touring Caravan

We know how important your customers’ caravans are to them and our comprehensive and flexible policy means you can be confident that you’re providing them with the right cover at the right price.

Key features

– Comprehensive cover including fire theft flood storm & accidental damage.
– New for old cover available up to 5 or 10 years.
– Loss of use and hiring charges up to £50 a day, £1,500 in total
– Personal accident cover up to £20,000
– Public liability indemnity up to £2 million

Optional extras:

– Contents and personal effects
– Equipment Cover
– Awning Cover New for Old up to 7 years
– Discounts for increased excess to £150, £250 or £500
– European cover available for 90 or 180 days
– Legal expenses cover up to £50,000 per claim

Policy Documents:

Touring Caravan Policy Wording –– Touring Caravan Keyfacts
Legal Protection Policy Wording –– Legal Protection Keyfacts


 
 

Static Caravan

Buying a static caravan can be a significant financial investment: your customers will appreciate you providing them with cost-effective, quality cover which can be tailored to suit their needs.

Key features

– Comprehensive cover including fixtures, fittings and equipment
– New for old cover for up to 20 years
– Loss of use and hiring charges up to £50 a day, £1,500 in total
– Including use for holiday lets
– Personal accident cover up to £20,000
– Public liability indemnity up to £5 million
– £100 policy excess

Optional extras:

– Contents and personal effects
– Protected no claims bonus for the life of the policy
– Legal expenses cover up to £50,000 per claim
– Freezer contents up to £250
– Discounts for increased excess

Policy Documents:

Static Caravan Policy Wording –– Static Caravan Keyfacts
Legal Protection Policy Wording –– Legal Protection Keyfacts


UK & EU Holiday Home

You can offer your customers peace of mind with our comprehensive and flexible insurance.  Offering cover in the UK, France, Spain, Portugal, Southern Ireland, Greece, Italy Malta & Cyprus.

Key features

– Comprehensive cover including fire, storm damage and much more
– Damage caused by the escape of oil or water automatically included
– Subsidence cover for UK, Spain & Portugal
– Loss of rent or alternative accommodation costs
– Public liability indemnity up to £5,000,000
– Emergency travel cover

Optional extras:

– Accidental damage to both building and contents
– Let property up to 35 weeks a year
– Accidental damage to televisions, audio and video equipment and computers
– Discounts for increased excess

Policy Documents:

UK & EU Holiday Home Policy Wording –– UK & EU Holiday Home Keyfacts


 

Park Homes

Park homes are increasingly becoming a life style choice: you can offer your customers benefits they expect from normal contents and buildings insurance, with optional extras and at a cost-effective price.

Key features

Buildings:

– Standard home insurance benefits for the structure, permanent fixtures, fittings and decorations
– Cover for drives, walls, patios, terraces and other outside fixtures
– Subsidence cover
– Public liability indemnity up to £5,000,000

Contents:

– Household goods and personal property within the home<
– Accidental damage to televisions, audio and video equipment and computers
– Theft of contents in outbuildings
– Garden furniture up to £1,000
– Domestic freezer contents up to £500

Optional extras:

– Accidental damage to buildings and contents
– Legal expenses cover up to £50,000 per claim
– Up to 35 weeks a year for holiday lets
– Valuables and personal possessions cover anywhere in the world if the property is a permanent residence
– Discounts for increased excess

Policy Documents:

Park Home Policy Wording –– Park Home Keyfacts
Legal Protection Policy Wording –– Legal Protection Keyfacts


Meet the Team

 

Contact
Tony Harris
Head of Marine & Leisure
T: +44 (0)1905 382448
E: tony.harris@kgmus.co.uk
Contact
Mandy Privett
Marine & Leisure Underwriting Manager
T: +44 (0)345 456 5758
E: mandy.privett@kgmus.co.uk
Contact
Richard Kathrens
Business Development Manager
T: +44 (0)333 777 3079
E: richard.kathrens@kgmus.co.uk
Contact
Chris Brindley
Marine & Leisure Underwriter
T: +44 (0)345 456 5758
E: chris.brindley@kgmus.co.uk
Contact
Jackie Williams
Marine & Leisure Underwriter
T: +44 (0)345 456 5758
E: jackie.williams@kgmus.co.uk
Contact
Rob Rowsell
Marine & Leisure Underwriter
T: +44 (0)345 456 5758
E: rob.rowsell@kgmus.co.uk
Contact
Irena Hatfield
Broker Support
T: +44 (0)345 456 5758
E: irena.hatfield@kgmus.co.uk
Contact
Sally Buttress
Broker Support
T: +44 (0)345 456 5758
E: sally.buttress@kgmus.co.uk